Client Newsletter Q3 2024

Dear Friends,

As fall colors light up the season, we're excited to see both nature and our quarterly statements looking vibrant! The stock market continues to reach new highs, reflecting confidence in the economy and future growth.  

The Federal Reserve seems to have pulled off a ‘Charmin Soft’ landing after years of raising interest rates. They’ve finally started lowering them, without tipping us into a recession. This is a big deal for both the economy and investors like us. 

On the investment side, when the market experienced a slight sell-off in August and September, we took the opportunity in accounts with excess cash to increase exposure to sectors we favor—healthcare, energy, communications, and international equity. We’re optimistic about the long-term prospects in these sectors after a few years of consolidation. 

Key economic indicators remain positive. The job market is in excellent shape, with recent upward revisions to employment data indicating that companies are anticipating plenty of future demand. Construction spending is also holding steady, suggesting ongoing economic activity. 

The upcoming election is adding some drama (when doesn't it?) and a layer of uncertainty. The potential policies of a new administration could significantly impact the markets. Until those policies are formally introduced and debated in Congress, it’s tough to predict their exact effects. 

We’re closely monitoring sectors such as manufacturing, durable goods, and trucking, among others, for any signs of potential weakness. These industries are often early indicators of economic trends. 

As the holidays approach, I want to take a moment to thank you for your continued trust and partnership. Wishing you and your family a joyful and prosperous holiday season filled with fun, warmth, and hopefully some relaxation! 

Warmly,

 

Investment Advisory services offered through Moonstone Asset Management, Inc. a registered investment adviser

Risk Disclosure: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance does not guarantee future results.

This material is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. The content is developed from sources believed to be providing accurate information; no warranty, expressed or implied, is made regarding accuracy, adequacy, completeness, legality, reliability or usefulness of any information. Consult your financial professional before making any investment decision. For illustrative use only.


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Client Newsletter Q2 2024