Our investment process is disciplined and straightforward. Portfolios are constructed based on account size and may include a combination of equities, exchange traded funds (ETFs), bonds and mutual funds. We believe in a diversified investment approach. Whether you seek to ensure a comfortable retirement or generate income from your portfolio, we will tailor a solution that best suits your needs. Our process has a four step approach:
We provide our clients’ with tailored advice based on their financial objectives. Our relationship is established from day one by developing a clear picture of your objectives and challenges. At Moonstone, we create your financial roadmap by listening to your fundamental issues. Our process will define your risk tolerance, cash flow, income tax situation, and liquidity needs to build a portfolio that will meet your short- and long-term goals.
Once your objectives and challenges are defined, we establish a written set of investment guidelines that are appropriate. Your investment policy statement documents your long-term investment plan and serves as a basis for making disciplined investment decisions.
When your investment policy is established, we customize a portfolio that adheres to your investment guidelines. Our buys and sells are scaled in over time. We go beyond buy and hold to achieve your long-term investment goals. We diversify assets among U.S. based companies with global exposure that have a history of paying and increasing dividends. When you look at your statement you will see companies that you know and have heard of. We stick with companies and industries we understand and are most viable for our clients overall portfolio.
We focus on continuing to build relationship with clients. Excellent communication and understanding is a core part of what we do at Moonstone. We decide how often we want to meet based upon our clients' particular needs and desires and then adjust based on how the relationship continues to develop.